Summary # At the 10th edition of the FRANKFURT FUTURE TALKS, a partner event by Wirtschaftsinitiative, F.A.Z. and Momentum held at Massif Central, Dr. Sarah Jourdan (Genow.ai), Romano Roth (Zühlke) and Prof. Dr. Peter Buxmann (TU Darmstadt) discussed Agentic AI. Moderated by Daniel Schleidt (F.A.Z.), the panel asked: Where does the hype begin, what is reality, and how is value created?
Banks spend 93% of their AI budget on technology. Only 7% goes to people. And then they wonder why 95% see no impact on their P&L.
On March 31, 2026, I gave a keynote at the Zühlke Banking Talk in Schlieren on why the future of AI is “cybernetic” and what it takes to become an AI-native bank. The evening brought together perspectives from academia, a major German bank, and practitioners from Swiss financial institutions.
How to build adaptive, AI-native organizations where people, technology, data, and AI models work together efficiently.
$30 to 40 billion invested in generative AI globally. 95% of companies see no impact on their P&L. Only 5% create real value. Companies spend 93% on technology and only 7% on people. What is missing is not the next tool. What is missing is the ability to steer and adapt.
